Save Money on Your Cell Phone Bill

Ever wonder what life would be like without your cell phone? Think about all the extra money you could save if you didn’t have one. I don’t want you to do anything drastic like throw away your cell phone, but consider how much you spend each month. Is it $50? $100? Maybe $300 if you have a family plan?

According to New Street Research, the average monthly cell phone user is paying 2.2% more than last year – that’s a lot of money you could put into a savings account or use for other expenses. Lucky for you, there are ways to lower your bill and most of them are free – you just have to do a little work.

Shop Around for a Great Deal

When it comes to reading your cell phone bill, let’s be honest – most of us don’t take a close look unless we see a significant cost hike. We’ve all seen dozens of ads for TMobile, Verizon, AT&T, and other carriers offering great deals, so if you’re tired of paying too much for your cell phone, it’s time to shop around. Do your research and talk to a number of local providers to see how much you can save.

Other ways to reduce your cell phone bill include:

Myrateplan.com: Analyzes various plans to match you with the best option based on your specific needs. If you’re someone who only uses your phone for quick calls or e-mail, then you probably don’t need to pay for a plan with unlimited usage.

Data: If you are constantly playing games or downloading movies to watch on your phone, you most likely use a lot of data in a short amount of time. It might be worthwhile to take advantage of the $20 monthly data plan from Verizon or AT&T or the $10 plan from TMobile.

Texts: Do you have an unlimited texting plan for $20? If you have an iPhone, texting through iMessage is free when you text other iPhone users. If most of your friends have iPhones, you could save yourself $20 a month. The same goes for Android users – if you have Google Hangouts, you can eliminate texting and save yourself some dough.

Tip: Call your current provider and mention your bill is a little too high. Cell phone companies want your business and want to keep you around for a very long time. In other words, they don’t want your money to go to their competitor. Chances are they’ll beat any competitor’s price and offer you a great deal you can’t refuse.

Reduce Data Charges

Every month, you have to worry about not going over your data plan, because you do not want to pay extra fees. Even if your contract includes an unlimited data allowance, many times the provider will reduce the speed of your data once you’ve reached a certain limit.

Here are some tips to reduce data costs:

  1. Phone settings: Most phones have data usage settings allowing you to set a data limit. Your phone will warn you when you get close to your limit. Setting an alert can help save you money, because going over your data limit can be expensive.
  2. Opera Max: Opera Max is an easy-to-use app featuring a data usage monitor and compressor. These tools help you minimize your data usage and force data-heavy programs to use a WiFi signal instead.
  3. WiFi: The number one thing you should take advantage of in order to save data is FREE WiFi! Practically everywhere you go there is free WiFi, and not only does it help you save data, but it also helps your battery last longer. If you look at your phone settings, you can turn off your mobile data completely when you’re using WiFi.

There are many ways to reduce your cell phone bill as long as you take the time to evaluate your options. By calling your local provider, downloading an app, or checking the settings on your phone, you could save a sizeable sum of money in the long run.

How do you save on your cell phone bill?

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